Debt Crusader

Calculate how long it takes to pay off credit card debt. Estimate total interest, payoff months, and payment impact using APR and monthly payment.

Estimate how utilization, missed payments, hard inquiries, and on-time streaks may move a FICO-style credit score.

Create a high-interest-first debt payoff plan. Estimate payoff time, total interest, minimum payments, and monthly payoff velocity.

Build a smallest-balance-first debt payoff plan with quick wins, rollover payments and debt-free timeline.

Estimate the maximum loan and home price your monthly budget can support. Include taxes, insurance, down payment, rate, and term.

Estimate monthly payments, total interest, origination fees, and the effective APR of your personal loan.

Calculate the benefit of refinancing your mortgage or loan. Compare current vs new monthly payments, total interest savings, closing costs, and find your break-even period.

Calculate consolidation and refinance savings for multiple student loans, including interest savings, monthly payments, and break-even point.