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A $25,000 car loan is about $495 a month at 7% APR over 60 months — see every term.
Financing $25,000 on a 60-month car loan at 7% APR works out to about $495 a month. A shorter term raises the monthly payment but cuts total interest; a longer term does the opposite.
The calculator below is set to a $25,000 loan at 7% APR over 60 months with no down payment. Add a down payment, trade-in, sales tax or fees, and adjust the rate and term to see your exact payment and total interest.
Payment, Interest & Total Cost
Monthly Payment
Amount Financed: $33,200 · Total Interest: $4,849.52
Amount Financed
$33,200
Interest Share
12.7%
Months Saved
0 months
Payment Breakdown
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At 7% APR, financing the full $25,000 with no down payment.
| Loan term | Monthly payment | Total interest |
|---|---|---|
| 36 months | $772 | $2,789 |
| 48 months | $599 | $3,735 |
| 60 months | $495 | $4,702 |
| 72 months | $426 | $5,688 |
Car prices