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Refinance Calculator: Loan Benefit, Savings & Break-Even

Refinance Calculator

Loan Benefit, Savings & Break-Even

Inputs

Current Loan Details

$
%
years

Term Unit

New Loan Details

%
years

Term Unit

Closing Costs & Options

$

Roll Closing Costs Into Loan?

Results

Monthly Payment Savings

$421.30 / month

Net Lifetime Savings: $47,389 · Break-Even Period: 8 months

Monthly Payment Comparison

$1,688.02
$1,266.71
Current Monthly Payment
New Monthly Payment

Total Interest & Cost Comparison

$256,405
$206,017
$3,000
Remaining Current Interest
New Loan Interest
Refinancing Closing Costs
Current Monthly Payment
$1,688.02
New Monthly Payment
$1,266.71
Monthly Payment Savings
$+421.30
Remaining Current Interest
$256,405.37
New Loan Interest
$206,016.78
Interest Savings
$+50,388.59
Refinancing Closing Costs
$3,000
Net Lifetime Savings
$+47,388.59
Break-Even Period
8 months