Budgeting8 min
How Much Emergency Fund Do You Need? (3, 6 or 9 Months)
Three or six months of what, exactly? Size the fund on essential spending, not your whole lifestyle — with real US data and the math behind each target.
Aug 17, 2026Read
Budgeting Guides
Budgeting that survives contact with real life — splitting your paycheck, auditing subscriptions, and tracking spend against the plan.
4
Guides
29
Minutes
Tools these guides use
Budgeting8 min
How to Split Expenses With Roommates (Without an App or a Group Chat)
Split rent, bills and groceries fairly when incomes and room sizes differ. Four splitting methods, the settle-up math, and a free calculator you can share by link.
Aug 7, 2026Read
Budgeting7 min
How to Do a Subscription Audit (and Cancel What You Forgot)
A 30-minute subscription audit: find every recurring charge across five hiding places, price each one per year, and cancel what you never use. Free calculator.
Jul 24, 2026Read
Budgeting6 min
The 50/30/20 Budget Rule: How to Split Your Paycheck
The 50/30/20 rule splits your take-home pay into needs, wants and savings. Learn how to calculate it with an example, and how to actually stick to it.
Jul 19, 2026Read