Is the Business P&L Tracker free?
Yes. The free plan keeps up to 60 transactions (the example business does not count) and everything built on them: the report, all seven analytics views, the calendar, recurring lines, CSV import and export, and booking paid invoices. Pro removes the limit and adds receipt scanning, the AI business coach and shared books. New accounts get 14 days of Pro free, no card needed.
How is profit calculated?
Net revenue (sales minus refunds) minus fees and cost of goods gives gross profit; minus operating expenses gives operating profit, the headline figure. An income-tax reserve, a percentage you choose, is set aside from positive profit to show what you keep. Every line shows its margin as a share of net revenue.
Does it work for a freelancer, an Etsy shop or an agency?
Yes. It is one tracker for any small business: freelancers, online sellers, agencies, creators, cafés. The business type you pick only changes which categories are offered first and whether products and channels matter; the maths stays the same. Sellers can track channels and unit margins, services can track customers.
Can I import sales from Etsy, Shopify, Stripe, PayPal or my bank?
Yes. Upload a CSV export from Etsy, Shopify, Stripe, PayPal or your bank, confirm how the columns map to fields, and the rows become lines; channels and products named in the file are created for you. Invoices marked paid in our Invoices Tracker can also be booked as revenue in one click.
How does it handle sales tax and VAT?
Each line has a separate tax amount, kept outside revenue and profit. Tax collected on sales minus tax paid on costs shows what you owe the tax office. The tracker does not file returns or compute income tax for you; the reserve is a percentage you set, and the Taxes view lays out the four quarters with their due dates.
Can I share the books with my business partner or accountant?
Yes, on Pro. Shared books have roles: editors add and change lines, administrators also manage settings and invites, and a viewer sees and exports everything without changing anything. Each line shows who added it, and your personal books stay private and are never mixed into shared totals.
Can I export my P&L for my accountant?
Yes, on every plan. Every transaction with all its fields, plus the P&L for the period on screen, downloads as a CSV. The Taxes view also exports the fiscal year (deductible categories, quarters, sales tax and reserve) as a second file, ready to hand to an accountant.
Can I keep books in more than one currency?
Yes. Each line is stored in its own currency, and the transactions list shows it that way. The dashboard, report and goals are converted into the currency you are viewing at today's rates and say so when lines are mixed. Accounts and transfers between currencies record both amounts.