Skip to content
CalculatorAI

Comparison

The best free dividend tracker

See what every holding pays, the day each payment lands, and the year your income target is met — with the dividend data filled in from the ticker and nothing to type twice.

Open the Dividend Tracker Handbook

CalculatorAI

Dividend Tracker

AIPro

The calendar answers a question nothing else does: which months pay you nothing, and what would fix that.

Dividend amounts, cadence and ex-dates fill themselves in from the ticker — and the pay date is learned from your own payment history rather than guessed.

Withholding tax is modelled per holding, so the net income and the projection are not quietly wrong for anyone holding foreign shares.

One shared payment log with the portfolio side, plus a broker CSV import, so nothing is entered twice.

A spreadsheetBroker app
Most dividend investors run the same spreadsheet: a tab of tickers, a column of yields, and a calendar in their head. It works until a company changes its dividend, a payment lands in a month you thought was empty, or the withholding tax quietly takes a fifth of what you counted on.
This tracker keeps the parts a spreadsheet cannot: dividend amounts and ex-dividend dates filled in from the ticker, a calendar that shows which months pay nothing, a safety verdict when a payout stops being covered, and a projection that compounds reinvestment, dividend growth and tax into the one date you actually care about.

What makes it different

A calendar that shows the gaps

Twelve months of expected payments by month and by holding, with the empty months called out and a hint at which quarterly cycle would fill them. Most trackers show what you have; this one shows what you are missing.

Ex-dividend reminders, not just dates

The ex-date is the only dividend date with a deadline attached — after it, buying is too late. A push arrives two days before, and again on the day a payment is due, so the log stays current.

Withholding tax by payer country

A US, a UK and a Swiss holding are not taxed the same on the way out. Set the payer's country and the net income is real — including in the reinvestment projection, where a flat tax rate quietly rewrites the answer.

One log, shared with your portfolio

Log a dividend once and it counts in both the dividend tracker and the portfolio. No second copy, no month where the two disagree, and a broker CSV import for everything that came before.

AI copilot

Ask your income a question

The assistant reads the same figures the page shows — every position, the calendar, what has been received and what is withheld — so its answers cannot disagree with the chart in front of you.

Things people ask it

01

Which months pay me the least, and what could fill them?

02

How much of my dividend income comes from one holding?

03

What would it take to reach $2,000 a month ten years sooner?

CalculatorAI Copilot

Dividend AI

Live
Which months pay me the least?
February, May and August bring in nothing — every payer you hold is on the Jan/Apr/Jul/Oct cycle. A quarterly payer on the February cycle would even the year out; your income is also 39% concentrated in one holding, which is the bigger risk of the two.

Forward income

$2,614

Yield on cost

4.67%

Empty months

3

It remembers your income target between visits, so the answer is always measured against the thing you are building.

Inside the tracker

Income, calendar, safety and the snowball

Five views over one set of positions: what they pay, who pays when, what has landed, whether the dividend can last, and what it all becomes if you keep reinvesting.

Income, calendar, safety and the snowball

Comparison Table

This trackerA spreadsheetBroker app
Free to use
Dividend data filled in from the ticker
Twelve-month payment calendarby hand
Names the months that pay nothing
Ex-dividend reminderssome
Yield on cost, not just current yieldby hand
Dividend safety with its reasoning
Alerts you when a dividend is cut
Withholding tax by payer countryby hand
Reinvestment projection with tax and contributionsby hand
Multi-currency, converted before it is summed
Broker CSV import
Works across every broker you use
No account or broker login required to try

Share this comparison

Publish it on your site

Copy the styled table, Markdown source, or a live widget that stays up to date.

Where it wins

  • The calendar answers a question nothing else does: which months pay you nothing, and what would fix that.
  • Dividend amounts, cadence and ex-dates fill themselves in from the ticker — and the pay date is learned from your own payment history rather than guessed.
  • Withholding tax is modelled per holding, so the net income and the projection are not quietly wrong for anyone holding foreign shares.
  • One shared payment log with the portfolio side, plus a broker CSV import, so nothing is entered twice.

Where it does not

  • It does not connect to your broker. Holdings arrive by import or by hand, which is the price of never asking for a brokerage login.
  • It does not forecast company decisions. Expected payments are your own figures rolled forward, and a cut is reported when the public record shows one.
  • It does not model your personal income tax — only the withholding the payer's country takes.
  • The safety verdict is built from public data, not a proprietary model, and says 'unrated' rather than inventing a score.
FAQ

Questions people ask

Everything worth knowing about where the dividend data comes from, currencies, withholding tax and privacy.

01Is the dividend tracker free?
Yes. The income view, the twelve-month calendar, the payment log, CSV import and export and six tracked positions are free, with no card and no broker login. Pro removes the position limit and adds the reinvestment projection and the PDF income statement.
02Where does the dividend data come from?
From the public dividend history of the ticker you enter — the amount per share, how often it pays, the last ex-dividend date, the growth rate and the raise streak. You can override every field, and a manual figure is never overwritten by a refresh in a currency it was not quoted in.
03What is the difference between the ex-dividend date and the pay date?
The ex-dividend date is the cut-off: own the share before it, or the next payment goes to the previous owner. The pay date is when the money arrives, usually two to four weeks later. Market data publishes ex-dates reliably and pay dates rarely, so the tracker learns the gap from your own logged payments for that holding.
04What is yield on cost, and why does it matter more than yield?
Yield on cost measures the income against what your shares cost you, not what they cost today. It rises as a dividend grows — a holding bought a decade ago can pay 9% on your cost while its current yield reads 3%. Both are shown side by side.
05How is dividend safety judged?
On three public signals: whether the last payment came in below the previous one, the payout ratio, and the streak of annual increases. You get a verdict with its reasons, never a made-up score — and the payout ratio is deliberately ignored for REITs and funds, which are required to distribute most of their income.
06Does it handle withholding tax on foreign dividends?
Yes. Set the payer's country and a typical statutory or treaty rate applies, which you can override per holding. Income is shown gross with the net underneath, and the projection uses each holding's own rate rather than one flat number. Rates are a starting point, not tax advice.
07Can I import my dividend history from a broker?
Yes. Upload a dividend or activity CSV export and the columns are matched automatically; trades, transfers and fees are dropped rather than counted as income, and you confirm the mapping and the rows before anything is saved.

Start with one holding

Add a ticker, let the dividend data fill itself in, and the calendar has already told you something about your income.

Open the Dividend Tracker

Guides

How-to guides that use this tool

All 6 guides
InvestingHow to Build Dividend Income (and Track Every Payment)9 min read

We use cookies to keep you signed in. Cookie policy