Skip to content
CalculatorAI

Comparison

Best Free Subscription Tracker

Compare the tools for keeping every streaming, software, AI and cloud plan in one place — a spreadsheet, a bank-linked subscription app, or CalculatorAI's tracker with a charge calendar, trial reminders and an honest 'could save per year'.

Open Subscription Tracker Handbook

CalculatorAI

Subscription Tracker

AIPro

One honest monthly and yearly total across weekly, monthly, quarterly and yearly plans in any currency

A charge calendar that keeps the day of the month, logs each payment as it comes, and shows the month's total and what is still to come

Trials with an end date and a reminder before the first charge — the one reminder that pays for the tracker

Every price change recorded from → to, and 'could save per year' from your own ratings and duplicate services

SpreadsheetBank-linked apps
The average household pays for more subscriptions than it can name. A spreadsheet holds the list but never says what charges tomorrow, never notices a trial that quietly converted, and never records that a price went up. Bank-linked apps see the charges but want your login, guess at the cycle, and charge a subscription of their own to help you cancel subscriptions.
CalculatorAI's Subscription Tracker takes the list and does the arithmetic: the monthly and yearly total across mixed cycles and currencies, what charges in the next thirty days, a trial about to convert, two services doing one job, every price change from → to, and a rating you give each service that turns into a 'could save per year' figure. No bank login, no card, and the export is always free.

What a subscription tracker has to get right

One honest total

Weekly, monthly, quarterly, yearly and every-N-days plans all brought to one monthly and one yearly figure — in the currency you view the site in, whatever each service bills in.

The charge calendar

Every payment on its day: past days from the charge log, future days projected from each plan's schedule. A monthly plan charged on the 31st lands on the 28th in February and comes back.

Trials that convert

A free trial is a first-class thing with an end date, a reminder before it charges, and a marked conversion day on the calendar.

Prices that changed

Every price edit is recorded from → to with the yearly effect, so the increases nobody announces are a list, not a memory.

What to cancel first

Rate each service 1–5. Services rated 'should cancel' and duplicates in one category add up to a ceiling on what letting go would save per year.

Logos, import, export

A known service shows its own logo the moment you type it. Import a CSV or the recurring lines from your Expenses ledger; export everything, free, on every plan.

AI Audit

Ask what to cancel and what it saves

The audit reads the same figures the page shows — totals, the next thirty days, trials, price changes, ratings, overlaps, the charge history — and answers with your numbers, not a rule of thumb.

Proactive AI Actions

A1

Fill the add form from a sentence — 'add Netflix 17.99 monthly on the 27th' — for you to review and save.

A2

Flag a trial about to convert, a price that rose, two services doing one job.

A3

Spot monthly plans rated 4–5 that are usually cheaper billed yearly.

CalculatorAI Copilot

Subscription audit

Live
Which subscriptions should I cancel first, and what would that save a year?
Three candidates. The New York Times is rated 'should cancel' and read twice last month — $300 a year. Dropbox overlaps iCloud+ in cloud storage; keeping iCloud saves $144. Xbox Game Pass has not been used since spring — $240. Cancelling all three saves $684 a year, and the Claude Pro trial converts in 5 days — decide on that one first.

Could save

$684 / yr

Trial converts

in 5 days

Price rises

1 · +$30 / yr

The audit quotes the page's numbers and never re-derives a total; it does not know a service's other plans and it does not cancel anything for you.

Live Product Preview

Every subscription, one total

The monthly figure with the yearly and weekly beside it, a cap with how far over you are, what charges in the next thirty days, and where the money goes by category — on a clean dashboard with no ads and no bank link required.

Every subscription, one total

Comparison Table

CalculatorAISpreadsheetBank-linked apps
Monthly & yearly total across mixed cyclesFormulas needed
Charge calendar, past and projectedPartial
Trial end dates with remindersPartial
Price change historyManual
'Could save per year' from your ratings
Duplicate services in one categoryPartial
Mixed currencies convertedManual
No bank login required
AI audit of what to cancelPro
Free to start, no card, no ads

Share this comparison

Publish it on your site

Copy the styled table, Markdown source, or a live widget that stays up to date.

Where CalculatorAI Wins

  • One honest monthly and yearly total across weekly, monthly, quarterly and yearly plans in any currency
  • A charge calendar that keeps the day of the month, logs each payment as it comes, and shows the month's total and what is still to come
  • Trials with an end date and a reminder before the first charge — the one reminder that pays for the tracker
  • Every price change recorded from → to, and 'could save per year' from your own ratings and duplicate services
  • Known services show their own logo; import a CSV or your Expenses ledger's recurring lines; export free on every plan
  • A household book: one list for a family or flatmates, with roles, and your personal list kept apart

Considerations & Limitations

  • No bank or card connection — charges are logged from the schedule you set, not observed on a statement
  • It does not cancel subscriptions — it keeps the cancel link so you can, in one click
  • It does not know a service's plans or prices — 'annual billing usually saves 15–20 %' is a rule of thumb, not a quote
  • It cannot detect a subscription you never told it about — the Expenses import and the CSV import are how to catch up
FAQ

Frequently Asked Questions

Everything you need to know about totals, trials, the charge calendar and what the tracker does and does not do.

01How is the monthly total worked out for a yearly plan?
Every price is first brought to a per-year figure — a week is 52 cycles, a month 12, a quarter 4, a year 1, every N days is 365 ÷ N — then divided by 12. A $120 yearly plan is $10 a month; a 28-day plan at $30 is $32.59 a month. Only active subscriptions count; paused and cancelled ones are left out, trials are included because they are about to charge.
02Does the tracker connect to my bank?
No, and on purpose. You add each service by hand, from a CSV, or from the recurring lines already in your Expenses ledger. The tracker then logs each charge from the schedule you set. If a service bills a different amount, edit the price and the change is recorded.
03Is the subscription tracker free?
Yes. The free plan keeps up to five active or paused subscriptions with the totals, the calendar, reminders, price history, CSV import and export. Pro removes the limit and adds the AI audit and the household book. Existing subscriptions never disappear when a plan ends.
04What happens when a free trial ends?
A reminder fires before the end date — three days by default, or the lead time you set for that trial. On the day, the first real charge is logged, the trial flag is cleared, and the subscription becomes an ordinary active one. Nothing is charged by the tracker itself; it only tells you the service will.

See what you really pay every month

Open the tracker, add three services, and read the total. The example list shows every feature until your own subscriptions replace it.

Open Subscription Tracker

Guides

How-to guides that use this tool

All 5 guides
BudgetingRamit Sethi’s Conscious Spending Plan vs. 50/30/20: We Ran Both on the Same Paycheck9 min readAI CostsChatGPT Plus vs Pro vs API: Which Is Actually Cheaper?10 min readAI CostsClaude Pro vs Max vs API: What the Plans Actually Cost a Heavy User9 min read

We use cookies to keep you signed in. Cookie policy