Debt10 min
Debt Payments Are Rising 8x Faster Than Pay: What to Do
Debt payments grew 14.8% since 2022 while real pay rose 1.7%. What that means for your raise, and a plan to keep more of it, worked on real numbers.
Oct 11, 2026Read
Debt Payoff Guides
Getting out of debt with a dated plan — snowball vs. avalanche compared on real numbers, and what actually moves the payoff date.
8
Guides
73
Minutes
Tools these guides use
Debt11 min
Car Loan vs Lease in 2026: What 60, 72 and 84 Months Cost
A $50,089 new car financed over 60, 72 or 84 months or leased for 36: the payment, total interest, years underwater, and when a lease is actually cheaper.
Sep 30, 2026Read
Debt10 min
SAVE Plan Is Ending: RAP vs IBR vs Standard, Payments Compared
7 million SAVE borrowers must pick a new student loan plan. See RAP, IBR and Standard payments for five borrowers, monthly and over the life of the loan.
Sep 28, 2026Read
Debt10 min
The Fed Raised Rates for the First Time Since 2023: What a Quarter Point Costs You
The Fed's September 2026 hike line by line: $16 on a card balance, $125 on a HELOC, $80 a month on a new mortgage, $50 for savers — and three moves to make now.
Sep 21, 2026Read
Debt10 min
We Tested Dave Ramsey’s Debt Snowball. Here’s What the Math—and the Research—Say
We tested Dave Ramsey’s debt snowball against the avalanche using the same debts, payment budget and published behavioral research.
Sep 9, 2026Read
Debt7 min
Pay Off Debt or Invest? A Practical Order
Pay off debt or invest? Compare APR, emergency savings and employer matches, with a worked example and free tools to build your next-step plan.
Aug 28, 2026Read
Credit7 min
What Actually Moves Your Credit Score (and Roughly How Much)
Which credit habits move your score, how much each one weighs, and how long the damage lasts. Then estimate your own before you act.
Aug 13, 2026Read
Debt8 min
Debt Snowball vs. Debt Avalanche: Which Pays Off Faster?
Snowball vs. avalanche run on the same four debts: which saves more interest, which keeps you motivated, and how to choose. With free payoff calculators.
Jul 24, 2026Read