
HSA vs FSA for 2027: Which One to Pick at Open Enrollment
HSA vs FSA for 2027: the new $4,500 and $9,000 HSA limits, FSA carryover rules, what each saves at $45k, $85k and $160k, and when an FSA loses you money.
We use cookies to keep you signed in. Cookie policy
We use cookies
CalculatorAI uses cookies to keep you signed in and remember your preferences. Optional cookies help us understand how the site is used. Cookie policy
What actually comes out of a paycheck and what comes back at filing — withholding, the deductions worth claiming, and the quarterly payments nobody warns freelancers about.
Tools these guides use

HSA vs FSA for 2027: the new $4,500 and $9,000 HSA limits, FSA carryover rules, what each saves at $45k, $85k and $160k, and when an FSA loses you money.

The IRS mileage rate rose to 76¢ on July 1, 2026. What your log must show, the 60-day rule that keeps reimbursement off your W-2 and what a car allowance costs.

Baker Mayfield's $165M Bucs deal pays $55M a year. See what he keeps after the 37% federal rate, Medicare, a 3% agent fee and the jock tax on 8 road games.

The caps, the phase-outs, why only the premium half of overtime counts, and the one W-4 line that decides whether you see the money monthly or as a refund.

Who has to pay US quarterly estimated taxes, the 2026 due dates, how to work out the amount, and the safe-harbor rule that stops you being penalised.