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Required Capital, Yield, Taxes & Gap
Required Capital
Annual target: $84,486 · Net yield: 3.0%
Capital Gap
$2,739,851
3.5% covered
Current Net Income
$2,975
$248 / mo
Time to Target
63.3 yrs
$1,000/mo saved
Monthly Needed
$19,428
10-yr target
Capital Needed by Yield
Income Bridge
Capital Runway
Income Math
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A target income plan is more useful when it separates gross yield from taxes, fees, inflation, and a safety margin. Use the calculator to see how much capital your desired income really requires and how quickly your current savings path can close the gap.
Fees, taxes, vacancy, and platform costs reduce spendable income. Enter them before trusting a yield headline.
Compare conservative and aggressive yield cases so the plan does not depend on a single optimistic assumption.
Use official investor education resources such as Investor.gov and confirm tax treatment locally.
The durable number is not the headline yield. It is the after-fee, after-tax yield that reliably funds your target income.