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The effective property tax rate in California is 0.77% — about $3,080 a year on a $400,000 home.
Homeowners in California pay an effective property tax rate of about 0.77% of their home’s value. On a $400,000 home that is roughly $3,080 a year, or $257 a month added to your escrow payment. Over 10 years, at the typical 2% annual increase, that comes to about $33,725.
Property tax is set locally, so your county, city and school district rate together decide the real bill — inside California it can land well above or below the 0.77% state average. The calculator below opens on California’s rate; enter your assessed value, your county rate and any homestead exemption to get your actual number.
Assessment & Annual Tax Estimator
Annual Property Tax
Monthly Tax: $312.50 | Weekly Tax: $72.12
$300,000
$300,000
Cumulative Property Tax Projection
Yearly Projection Table
| Year | Property Value | Assessed Value | Taxable Assessed Value | Annual Tax | Cumulative Taxes Paid |
|---|---|---|---|---|---|
| 1 | $300,000 | $300,000 | $300,000 | $3,750 | $3,750 |
| 2 | $306,000 | $306,000 | $306,000 | $3,825 | $7,575 |
| 3 | $312,120 | $312,120 | $312,120 | $3,902 | $11,477 |
| 4 | $318,362 | $318,362 | $318,362 | $3,980 | $15,456 |
| 5 | $324,730 | $324,730 | $324,730 | $4,059 | $19,515 |
| 6 | $331,224 | $331,224 | $331,224 | $4,140 | $23,655 |
| 7 | $337,849 | $337,849 | $337,849 | $4,223 | $27,879 |
| 8 | $344,606 | $344,606 | $344,606 | $4,308 | $32,186 |
| 9 | $351,498 | $351,498 | $351,498 | $4,394 | $36,580 |
| 10 | $358,528 | $358,528 | $358,528 | $4,482 | $41,061 |
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At the 0.77% California effective rate, before local variation and exemptions.
| Home value | Annual property tax | Per month |
|---|---|---|
| $200,000 | $1,540 | $128 |
| $300,000 | $2,310 | $193 |
| $400,000 | $3,080 | $257 |
| $500,000 | $3,850 | $321 |
| $750,000 | $5,775 | $481 |
| $1,000,000 | $7,700 | $642 |
US states