Taxes12 min
Shift Differential Pay: What Nights and Weekends Are Worth
A $5 night differential is worth $9,360 a year on three 12-hour nights. What differentials pay per shift, month and year, and how they raise your overtime.
Oct 14, 2026Read
Tax & Paycheck Guides
What actually comes out of a paycheck and what comes back at filing — withholding, the deductions worth claiming, and the quarterly payments nobody warns freelancers about.
6
Guides
58
Minutes
Tools these guides use
Taxes10 min
HSA vs FSA for 2027: Which One to Pick at Open Enrollment
HSA vs FSA for 2027: the new $4,500 and $9,000 HSA limits, FSA carryover rules, what each saves at $45k, $85k and $160k, and when an FSA loses you money.
Oct 9, 2026Read
Taxes10 min
Mileage Reimbursement in 2026: How to Get Paid Tax-Free
The IRS mileage rate rose to 76¢ on July 1, 2026. What your log must show, the 60-day rule that keeps reimbursement off your W-2 and what a car allowance costs.
Oct 9, 2026Read
Taxes9 min
Baker Mayfield's $165M Contract: What He Keeps After Taxes
Baker Mayfield's $165M Bucs deal pays $55M a year. See what he keeps after the 37% federal rate, Medicare, a 3% agent fee and the jock tax on 8 road games.
Oct 1, 2026Read
Taxes8 min
No Tax on Tips and Overtime: What It Actually Does to Your Paycheck
The caps, the phase-outs, why only the premium half of overtime counts, and the one W-4 line that decides whether you see the money monthly or as a refund.
Aug 21, 2026Read
Taxes9 min
Quarterly Estimated Taxes for Freelancers: A Plain-English Guide
Who has to pay US quarterly estimated taxes, the 2026 due dates, how to work out the amount, and the safe-harbor rule that stops you being penalised.
Aug 7, 2026Read