We use cookies to keep you signed in. Cookie policy
We use cookies
CalculatorAI uses cookies to keep you signed in and remember your preferences. Optional cookies help us understand how the site is used. Cookie policy
A customer’s cheque came back unpaid — debit the amount again plus the bank charge, referenced to the invoice.
100% freeNo signupNo watermarkInstant PDF download
When a cheque is returned for insufficient funds or a stopped payment, the invoice it was meant to settle is open again, and your bank has usually charged a fee. A debit note puts both back on the customer’s account: the original amount and the returned-cheque charge, with the cheque number and the date it bounced. It is a standard document in Latin America («nota de débito por cheque rechazado») and in India and the Middle East.
This template opens with the returned amount and the bank fee. Add the cheque number, bank and return date, reference the invoice and download a PDF to send with your payment request.
Note: Cheque returned unpaid · payment due in 7 days by bank transfer
Usually yes if your terms say so, and most do. Charge the actual fee your bank took and attach the bank’s notice.
No. It is the commercial step: it formally re-opens the debt. A bounced cheque can also have legal consequences for the drawer depending on the country.
Yes — create and download it with no account.
Yes — CalculatorAI's debit note generator is completely free. Create, customise and download as many professional PDF debit notes as you want, with no signup, no watermark and no trial limit. A free account adds saved clients, history and the Invoices Tracker.
A debit note increases the amount owed on an invoice already issued — for an undercharge, additional charges or interest. A credit note does the opposite: it reduces or cancels what is owed. Buyers also raise debit notes to notify a supplier of a return or a claim.
A debit note increases what a customer owes on an invoice already sent. The Invoices Tracker keeps your invoices, debit notes and what each client still owes together — so your books always reconcile.
Open the Invoices Tracker