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Calculate your take-home pay per period based on federal, state, and FICA taxes.
Take-Home Pay
Bi-weekly (26 pays)
Paycheck Deduction Breakdown
Drop in a paystub, bank statement or screenshot — the AI reads it and fills these fields for you.
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Filing taxes in the U.S. relies on a pay-as-you-go system where federal, state, and payroll taxes (FICA) are withheld from every paycheck. Progressive brackets apply only to income above the standard deduction, meaning your effective rate is usually lower than your marginal tax bracket. Refer to the IRS circulars for official instructions.
Your progressive federal income tax is not based on your whole salary, but on the taxable balance after subtracting the standard deduction for your filing status, which the IRS adjusts every year.
Social Security tax is 6.2% but stops once your gross wages reach that year's wage cap. Medicare is 1.45% with no income limit. Learn more about FICA on the official IRS withholding pages.
California and New York are calculated with their official progressive brackets and standard deductions for the tax year; Illinois (4.95%) and Pennsylvania (3.07%) with their flat rates. City income taxes such as New York City's are not included — select Custom State Tax to enter your own rate.
Ensure your W-4 settings match your filing status and deductions using IRS estimator tools to avoid surprise tax bills or massive underpayment penalties when filing.